FAQs

A mortgage broker finds all the different types of loans and lenders that is suitable and works perfectly for you. After finding the right loan and lender for your financial situation, they help you gather the information you need to fill out your mortgage application and help you go through with the whole process. From pre-qualification, to approval, valuation, clearance and up to property transfer.

There are two term types available. Fixed Term and Variable.

Yes,  the residents of UAE can get a loan value up to 80% of the property price. This can be extended to 85% including the expat financing. For locals, this is up to 90%.

Yes, non-residents can get up to 75% of the property value.

1. Employee – Last 6 months bank statements showing the salary deposits.
2. Self-Employed – Company Annual Income Proof Statement.

With our experts the pre-approval takes only 2-3 days and then only 2-3weeks for transfer. The whole process is usually wrapped up within 1 month.

On an average, 20% of the Property value can be given as down payment.

1. Employee – 25 years maximum term or up to the age of 65 years old.
2. Self Employed – 25 years maximum term or up to 70 years old.

1. Yes, you can get up to 60% LTV (loan to value)