You must make your own decision after taking all facts and information into consideration and having sought your own independent professional advice before making any decisions. Therefore we will not accept any liability for any claims arising as a result of the use of this medium. Furthermore, we reserve the right to make amendments and changes to the information on this Website at any time. No part of this Website may be copied or reproduced, stored in a retrieval system, or be transmitted in any form or by any means electronic, mechanical, photocopying, recording or otherwise without the prior permission of NMB. Under no circumstance will NMB be liable for any feature, function (programming errors, other errors, links, rectification of the errors, updating and / or omissions) and safety (including loss/ damage of any personal data/information, or any loss whether foreseen, foreseeable, known or otherwise) mechanism built in the Website. NMB therefore accepts no liability whatsoever for any direct, indirect or consequential loss arising from the use of this Website or the information. Your access to and use of this Website, and these “Terms and Conditions”, are governed by and will be constituted, construed and interpreted in accordance with the laws of the UAE, without regard to principles of conflict of laws. Any dispute arising from the usage of NMB’s Website shall be submitted to the exclusive jurisdiction of the UAE courts. In the event that any provision of these terms is held unenforceable, the validity or enforceability of the remaining provisions will not be affected, and the unenforceable provision will be replaced with an enforceable provision that comes closest to the intention underlying the unenforceable provision. The contents of the foregoing provisions shall not limit any specific provisions set out in the individual “Terms and Conditions” of particular products and services offered on or through this Website.
NMB makes no representation or warranty of any kind, express, implied or statutory regarding the Website or the materials and information contained or referred to on each page of the Website. NMB accepts no liability for any loss or damage arising directly or indirectly from action taken, or not taken, in reliance on material or information contained on the Website. In particular, no warranty is given that the information, material or data is accurate, reliable or up to date. The data and information do not constitute specific advice but are for information purposes only.
Any hyperlinks from the Website exist for convenience only. NMB accepts no liability for any loss or damage arising directly or indirectly (including consequential loss) from the accuracy or otherwise of materials or information contained on the pages of such links or loss arising directly or indirectly from defects with such links. The sources of data in many cases is not NMB, therefore such data may not be accurate. NMB expressly disclaim all express and implied warranties, including, without limitation, warranties of merchantability, title, and fitness for a particular purpose, non-infringement, compatibility, security and accuracy. While we take all reasonable precautions to prevent this, we do not warrant that the Website or any software is free of viruses or destructive code. NMB’s inclusion of hyperlinks does not imply any endorsement of the material on such sites. NMB does not guarantee that any e-mail from the Website will be sent to you or received by NMB nor does NMB warrant the privacy and/or security of e-mails during Internet transmission. The Internet connection may not be a secure form of transmitting data.
Not all the Websites described in the Website are available in all geographical areas and you may not be eligible for all the Websites described. Eligibility for any such Websites will be at the discretion of NMB, subject to applicable criteria and NMB’ss Terms and Conditions. All Contents of the Website including, but not limited to the text, graphics, links and sounds are the copyright of NMB and may not be copied, downloaded, distributed or published in any way without the prior written consent of NMB.
NMB will not be liable for:
The Website complies with the prevailing laws and regulatory requirements applicable in the UAE. NMB controls and maintains the Website from the UAE and NMB makes no representation that the material and information contained is appropriate or available for use in other locations/jurisdictions.
Welcome to NMB Websites, hereinafter referred to as the Website which is deemed to also include the Software. These Terms and Conditions, together with any variations to them, form the entire agreement between you and NMB concerning your access to, browsing and/or use of the Website and supersede all prior agreements, arrangements, understandings and representations made between us, whether written or oral, concerning the Website. These terms and conditions (“Terms and Conditions”) together with any additional terms and conditions applicable to any of the products (“Policy Terms”) offered by the different Providers(“Products”) under a separate contract between that provider and you (“Policy”) govern how you may access, browse and use the Website or any of the Products and services offered through the Website and covered by these Terms and Conditions that Nexus would make available from time to time through the Website enabling you and to gain access to information and where permitted to input data or where applicable request action by Nexus.
By Website accessing, browsing, inputting data, submitting material to or otherwise using the Website in any way and via whatever device; you are entering into a legally binding agreement between you and NMB therefore acknowledging that you have read, understood and agreed to be bound by the Terms and Conditions under which the Website may be used and that furthermore, you are subject to the data protection laws and regulations of the UAE.
The Website is operated by NMB and its affiliates (“we” or “our”). You can find the details of NMB at the end of this document. For the avoidance of doubt; i) words denoting the singular will include the plural and vice versa and words denoting one gender will include all other genders, ii) headings in these Terms and Conditions are for ease of reference only and will not affect the interpretation of these Terms and Conditions nor have any legal or contractual effect and iii) the services and these Terms and Conditions have been designed to apply to different types of Products and users therefore some of these Terms and Conditions may not apply to you.
ACCURACY AND COMPLETENESS OF INFORMATION, SUITABILITY AND SOFTWARE DEFECTS
THIRD PARTY SITES, PRODUCTS AND SERVICES
Products and services offered by the different banks (“Third Party Products and Services”) marketed and distributed by NMB or offered by NMB through the Website are available only at the discretion of such third parties and NMB subject to the Third Party Products and Websites’ individual terms and conditions based on which they are offered as well as NMB’s Terms and Conditions. Such Third Party Products and Services may be withdrawn or amended at any time without any notice and the full range of Third Party Products and Services may not be available in all jurisdictions. Where we provide hypertext links to other locations on the Internet, we do so for convenience and information purposes only. NMB has not verified, and is not responsible for, the content of any third party websites or pages linked to or linking to the Website including any sites or pages of NMB and therefore, NMB does not warrant or represent that any information contained on a third party website that may be linked to the Website via a hyperlink or any other link, is accurate, correct, complete or reliable. The inclusion of any link does not imply an endorsement, approval or recommendation of the linked third party website or its content by NMB and, subject to any applicable law which cannot be excluded, NMB makes no representation or warranty, express or implied, regarding the quality, merchantability or fitness for purpose of any Third Party Products and Services available through a third-party website. Following links to any third party websites or pages is entirely at your own risk and NMB shall not be responsible or liable for any losses, damages or expenses arising or in any other way connected with such linkage. You should use such websites in accordance with the terms and conditions of the website being entered.
DATA PROTECTION, DISCLOSURE OF PERSONAL INFORMATION AND SECURITY
NMB reserves the right at its sole and absolute discretion to terminate your Agreement and access to the Website at any time, with or without cause or notice. NMB reserves the right at its sole and absolute discretion to change without prior warning or notice any information or material on the Website including but not limited to the Terms and Conditions and we encourage you to revisit these Terms and Conditions periodically to ensure that you are at all times fully aware of them. Any changes are effective immediately upon posting to the Website. Your continued use of the Website constitutes your agreement to the Terms and Conditions and all such changes.
You may reproduce this information in hard copy solely for your personal use. The information may not be reproduced, distributed or transmitted to any other person or incorporated in any way into other publications or materials.
All contents of the Website including, but not limited to the text, graphics, links and sounds are the copyright of NMB (“Contents”) and may not be copied, downloaded, adapted, distributed or published in any way without the prior written consent of NMB. All Contents on the Website (including information and its arrangement) are owned by or licensed to NMB.
In relation to any information or materials which you submit to NMB using the Website, you hereby grant NMB a worldwide royalty-free perpetual license of the copyright and intellectual property rights in such information or materials for any purpose NMB deems appropriate including, without limitation, the copying, transmission, distribution and publication thereof, unless restricted by applicable law. Nothing contained on the Website should be construed as granting any license or right of use of any trademark displayed on the Website without the express prior written consent from NMB.
While accessing, browsing and/or using the Website you must:
For the avoidance of doubt, NMB shall have sole discretion as to whether any material is in breach of this clause and the Terms and Conditions.
For the avoidance of doubt, in such circumstances all liability with respect to NMB, its affiliates, directors, employees or other representatives for any loss whatsoever arising from our removing or editing Content and/or your limitation or inability to use the Website (either in whole or in part), is excluded.
NMB reserves all rights not expressly granted under these Terms and Conditions, and no other rights are granted by interpretation, implication, estoppel or otherwise.
You expressly agree not to use this Website in any manner or for any purpose that is prohibited by these Terms and Conditions. In addition, you expressly agree not to:
EXCLUSIONS AND LIMITATIONS OF LIABILITY
All information and/or data on the Website is provided on an “as is” basis. No representations, warranties of any kind are made in respect of the Website or the Content.
The information and/or data on the Website is provided by NMB and NMB’s data providers for your general information only and use and is not intended for trading purposes or to address your particular financial or other requirements. In particular, the information and/or data on the Website:
Neither NMB nor any of its data providers or affiliates gives any warranty or guarantee relating to availability of the Website or that the Website and/or NMB’s operation of it, the Content or the server that makes the Website available are error or virus free or free of other harmful components or that your use of the Website and/or the Content will be uninterrupted.
You agree that NMB, its directors, employees, agents or other representatives, data providers or affiliates will not be responsible or liable (whether in contract, tort or otherwise), under any circumstances for any amount or kind of loss or damage (including without limitation, any direct, indirect, punitive or consequential loss or damages, or any anticipated loss of profit, loss of profit, loss of opportunity, loss of data, costs and fines and/or any special or incidental damages of any kind) that may result to you or a third party arising from or connected in any way to:
NMB may also use the personal information you provide or which we collect via this Website for the purposes of:
NMB may also contact you about Third Party Products and Websites available from NMB, and from selected companies outside the NMB of companies, which we believe may interest you or benefit you. NMB may do this by post or by phone unless you have told us not to; and by email, text or other electronic means if you have told us that we can or as otherwise allowed by law. You may tell us at any time if you change your mind.
NMB may monitor, record, store and use any telephone, email or other communications we have with you for training purposes, so that we can check any instructions given to us, for crime prevention and to improve the quality of NMB’s customer service.
By using the Website you consent to us using your personal information for the purposes described above. Please note that we do not store your credit card number in NMB’s company database. Online credit card transactions are conducted through a secure payment gateway hosted on a Secure Sockets Layer (SSL) enabled and trusted site.
NMB may run your accounts and provide other services from centers outside the UAE that do not have the same standard of data protection laws as the UAE.
You are responsible for informing us that your personal details have changed: for example, a change of address or to your title. You can do this by logging onto and visiting your personal account / profile page on the Website, or by email inside the Website system.
Nexus Mortgage Brokers – registered as a Mortgage Broker by the Department of Economic Development under License Number 938899 and the Real Estate Regulatory Agency (RERA) under number 26685.
NMB is NOT engaged in any activity whatsoever except those activities expressly described on the Website. If you have any doubt about the products and services that you may have been offered, please ensure that you enquire with NMB [email protected] in writing.