Please read these “Terms of Use” carefully. In using this Website, you agree to be bound by and abide by NMB’s “Terms and Conditions”.  If you do not agree with these “Terms and Conditions”, please do not use the Website.  The information contained in this Website is for general guidance on matters of interest only. Whilst we make every effort to ensure that the information contained in this Website is complete and accurate, we do not expressly or impliedly warrant the accuracy, correctness and completeness of the contents and/or any other information and/or materials available on the Website. We are therefore not liable for any errors, omissions or misleading statements on this Website.  Anything on this Website is for information purposes only and does not constitute any form of advice or offer whatsoever, including but not limited to investment advice, nor should it be regarded by you as a substitute for specific professional advice. The information provided herein are not intended to serve as any form of advice and should not be used in substitution for the exercise of own judgment. Before making any decision or taking any action, you should consult a NMB Consultant.

You must make your own decision after taking all facts and information into consideration and having sought your own independent professional advice before making any decisions. Therefore we will not accept any liability for any claims arising as a result of the use of this medium. Furthermore, we reserve the right to make amendments and changes to the information on this Website at any time.  No part of this Website may be copied or reproduced, stored in a retrieval system, or be transmitted in any form or by any means electronic, mechanical, photocopying, recording or otherwise without the prior permission of NMB. Under no circumstance will NMB be liable for any feature, function (programming errors, other errors, links, rectification of the errors, updating and / or omissions) and safety (including loss/ damage of any personal data/information, or any loss whether foreseen, foreseeable, known or otherwise) mechanism built in the Website.  NMB therefore accepts no liability whatsoever for any direct, indirect or consequential loss arising from the use of this Website or the information.  Your access to and use of this Website, and these “Terms and Conditions”, are governed by and will be constituted, construed and interpreted in accordance with the laws of the UAE, without regard to principles of conflict of laws. Any dispute arising from the usage of NMB’s Website shall be submitted to the exclusive jurisdiction of the UAE courts. In the event that any provision of these terms is held unenforceable, the validity or enforceability of the remaining provisions will not be affected, and the unenforceable provision will be replaced with an enforceable provision that comes closest to the intention underlying the unenforceable provision.  The contents of the foregoing provisions shall not limit any specific provisions set out in the individual “Terms and Conditions” of particular products and services offered on or through this Website.

NMB makes no representation or warranty of any kind, express, implied or statutory regarding the Website or the materials and information contained or referred to on each page of the Website. NMB accepts no liability for any loss or damage arising directly or indirectly from action taken, or not taken, in reliance on material or information contained on the Website. In particular, no warranty is given that the information, material or data is accurate, reliable or up to date. The data and information do not constitute specific advice but are for information purposes only.
Any hyperlinks from the Website exist for convenience only. NMB accepts no liability for any loss or damage arising directly or indirectly (including consequential loss) from the accuracy or otherwise of materials or information contained on the pages of such links or loss arising directly or indirectly from defects with such links. The sources of data in many cases is not NMB, therefore such data may not be accurate. NMB expressly disclaim all express and implied warranties, including, without limitation, warranties of merchantability, title, and fitness for a particular purpose, non-infringement, compatibility, security and accuracy. While we take all reasonable precautions to prevent this, we do not warrant that the Website or any software is free of viruses or destructive code. NMB’s inclusion of hyperlinks does not imply any endorsement of the material on such sites. NMB does not guarantee that any e-mail from the Website will be sent to you or received by NMB nor does NMB warrant the privacy and/or security of e-mails during Internet transmission. The Internet connection may not be a secure form of transmitting data.
Not all the Websites described in the Website are available in all geographical areas and you may not be eligible for all the Websites described. Eligibility for any such Websites will be at the discretion of NMB, subject to applicable criteria and NMB’ss Terms and Conditions. All Contents of the Website including, but not limited to the text, graphics, links and sounds are the copyright of NMB and may not be copied, downloaded, distributed or published in any way without the prior written consent of NMB.
NMB will not be liable for:

•  any interruption, malfunction, downtime or other failure of the Website or online services, NMB’s systems, databases or any of its components, for whatever reason;
• any loss or damage arising from your orders, decisions, purchases or disposal of goods and services, including but not limited to financial instruments, from third parties, based on the information provided on the Website;
• any loss or damage with regard to customer data or other data directly or indirectly caused by malfunction of NMB’s system, third-party systems, power failures, unlawful access to or theft of data, computer viruses or destructive code on NMB’s system or third-party systems; programming defects or negligence on NMB’s part;
• any interruption, malfunction, downtime or other failure of goods or services provided by third parties, including, without limitation, third-party systems such as the public switched telecommunication service providers, internet service providers, electricity suppliers, local authorities and certification authorities;
• any event over which we have no control.

The Website complies with the prevailing laws and regulatory requirements applicable in the UAE. NMB controls and maintains the Website from the UAE and NMB makes no representation that the material and information contained is appropriate or available for use in other locations/jurisdictions.

GENERAL

Welcome to NMB Websites, hereinafter referred to as the Website which is deemed to also include the Software. These Terms and Conditions, together with any variations to them, form the entire agreement between you and NMB concerning your access to, browsing and/or use of the Website and supersede all prior agreements, arrangements, understandings and representations made between us, whether written or oral, concerning the Website.  These terms and conditions (“Terms and Conditions”) together with any additional terms and conditions applicable to any of the products (“Policy Terms”) offered by the different Providers(“Products”) under a separate contract between  that provider and you (“Policy”) govern how you may access, browse and use the Website or any of the Products and services offered through the Website and covered by these Terms and Conditions that Nexus would make available from time to time through the Website enabling you and to gain access to information and where permitted to input data or where applicable request action by Nexus.

By Website accessing, browsing, inputting data, submitting material to or otherwise using the Website in any way and via whatever device; you are entering into a legally binding agreement between you and NMB therefore acknowledging that you have read, understood and agreed to be bound by the Terms and Conditions under which the Website may be used and that furthermore, you are subject to the data protection laws and regulations of the UAE.

The Website is operated by NMB and its affiliates (“we” or “our”). You can find the details of NMB at the end of this document. For the avoidance of doubt; i) words denoting the singular will include the plural and vice versa and words denoting one gender will include all other genders, ii) headings in these Terms and Conditions are for ease of reference only and will not affect the interpretation of these Terms and Conditions nor have any legal or contractual effect and iii) the services and these Terms and Conditions have been designed to apply to different types of Products and users therefore some of these Terms and Conditions may not apply to you.

• You will be responsible for testing all downloaded data and Software for viruses or other disenabling or damaging software. Nexus will not have any liability whatsoever for loss of or damage to data or any software arising in any way whatsoever from the downloading or use of data or Software from the Website.
•  Please be aware that at times fraudulent emails may be circulating purporting to be from NMB and NMB cannot be held responsible for this in any way whatsoever.  Please contact NMB if you receive a fraudulent email or
  see any suspicious activity when using the Website. Please do not respond to an unsolicited email asking you to click on a link, open ANY attachments within any email purporting to be from the Website or give out ANY personal or security details including but not limited to your Password.
• You must inform NMB immediately of any change to your name, address, telephone number, email address or any other relevant details. In the event that you fail to advise NMB of the change of contact details referred to in this clause, NMB will not be held liable for information not reaching its intended recipients any disclosure by NMB of information using previous held contact details provided by you.
• You may request information from NMB and NMB may release information to you either in writing, including email, by telephone or via the Website (where applicable).
• Regardless of anything else in these Terms and Conditions, NMB reserve the right (in our absolute discretion) to refuse to provide any information.
• You may print such pages from the Website which you are permitted to access provided that you comply with the provisions set out in these Terms & Conditions.
• You agree that when you access the information on the Website and / or use the Websites you do so at your own risk and you acknowledge that, regardless of any security procedures put in place by NMB, in accessing the Website, information may be at risk of being accessed by other unauthorized persons.
• You acknowledge that the information accessible via the Website may not be available at all times.
• You agree to access and use the Website in compliance with all the applicable laws and regulations of any jurisdiction that may apply to the use of the Website.
• You acknowledge responsibility for ensuring that the Website is used in accordance with these Terms and Conditions.
• NMB reserve the right to modify the Website and to withdraw the right to access information via the Website at any time without providing any notice and / or giving any reason.
• NMB reserve the right to monitor any and all use of the Website.
• It is your responsibility to ensure that in accessing information via the Website you have at all times compatible software with which to do so, including but not limited to any Software provided by NMB or changes resulting from updates to our systems. Any costs in relation to making such software compatible shall be borne solely by you.
• You will always access the Website via its home page and will not create or attempt to create links from other websites to any pages of the Website.
• You will not allow any pages of the Website to be framed by pages from your own or third party websites.
• The Website may be used as a communication tool , either directly or indirectly. NMB is under no obligation to monitor such communications and will not be held liable for communications which are not expressly issued by NMB.
• When using the Website you must not input or otherwise transmit information that might reasonably be regarded as offensive or obscene, or do anything which would amount to a criminal offence or create a civil liability for NMB.
• Where you access information about any natural or legal person you warrant that you will only do so when acting on lawful authority.
  
  

ACCURACY AND COMPLETENESS OF INFORMATION, SUITABILITY AND SOFTWARE DEFECTS

• The Website provides information which NMB makes reasonable efforts to keep regularly updated subject to receipt of updated data from the relevant 3rd parties.
  • NMB makes all reasonable efforts to ensure that the information supplied to you is accurate and completeYou acknowledge that if you provide inaccurate or incomplete information this may result in the information supplied by NMB being inaccurate or incomplete.
• You acknowledge that the information accessible via the Website is subject to change during daily processing times and any reliance on the information is your responsibility and at your own risk. If you are in any doubt as to the accuracy and / or completeness of information you are requested to re-visit the Website at a later time or contact NMB.
• You agree to inform NMB as soon as reasonably practicable if you become aware of any inaccurate or incomplete information on the Website.
• Where you become aware that a defect or error in our Software and / or systems has occurred you agree to stop using the Website immediately and to notify NMB so that any Software defects or system errors may be rectified.
• NMB will not accept any responsibility whatsoever for the partial or complete loss of any information or requests input via the Website by you. You must make timely enquiries of NMB if any expected response has not been received from NMB, you might reasonably think that a data transmission or processing error has occurred, or NMB appears to have not acted on a request made by or through you.

THIRD PARTY SITES, PRODUCTS AND SERVICES

Products and services offered by the different banks (“Third Party Products and Services”) marketed and distributed by NMB or offered by NMB through the Website are available only at the discretion of such third parties and NMB subject to the Third Party Products and Websites’ individual terms and conditions based on which they are offered as well as NMB’s Terms and Conditions. Such Third Party Products and Services may be withdrawn or amended at any time without any notice and the full range of Third Party Products and Services may not be available in all jurisdictions. Where we provide hypertext links to other locations on the Internet, we do so for convenience and information purposes only. NMB has not verified, and is not responsible for, the content of any third party websites or pages linked to or linking to the Website including any sites or pages of NMB and therefore, NMB does not warrant or represent that any information contained on a third party website that may be linked to the Website via a hyperlink or any other link, is accurate, correct, complete or reliable. The inclusion of any link does not imply an endorsement, approval or recommendation of the linked third party website or its content by NMB and, subject to any applicable law which cannot be excluded, NMB makes no representation or warranty, express or implied, regarding the quality, merchantability or fitness for purpose of any Third Party Products and Services available through a  third-party website. Following links to any third party websites or pages is entirely at your own risk and NMB shall not be responsible or liable for any losses, damages or expenses arising or in any other way connected with such linkage. You should use such websites in accordance with the terms and conditions of the website being entered.

DATA PROTECTION, DISCLOSURE OF PERSONAL INFORMATION AND SECURITY

Unless restricted by applicable law, you agree that any and all personal information/data relating to you collected by NMB through the Website from time to time may be used and disclosed for such purposes and to such persons as may be in accordance with NMB’s Privacy Policy and the relevant applicable laws and regulation. You agree that NMB and NMB’s employees may hold and process all personal information/data and other information obtained as a result of these Terms and Conditions and your use of the Website and that such data may, in certain circumstances, be supplied to and processed by other divisions of our group, including but not limited to affiliate or subsidiary companies controlled or owned from time to time by our ultimate parent company, and third party service providers to administer your affairs with NMB, to administer your/your clients’ policies, to comply with legal, tax and regulatory requirements as well as for accounting, statistical, fraud and financial crime investigation, fraud and financial crime prevention and, subject to your rights, for marketing purposes.

NMB reserves the right at its sole and absolute discretion to terminate your Agreement and access to the Website at any time, with or without cause or notice. NMB reserves the right at its sole and absolute discretion to change without prior warning or notice any information or material on the Website including but not limited to the Terms and Conditions and we encourage you to revisit these Terms and Conditions periodically to ensure that you are at all times fully aware of them. Any changes are effective immediately upon posting to the Website. Your continued use of the Website constitutes your agreement to the Terms and Conditions and all such changes.

You may reproduce this information in hard copy solely for your personal use. The information may not be reproduced, distributed or transmitted to any other person or incorporated in any way into other publications or materials.

All contents of the Website including, but not limited to the text, graphics, links and sounds are the copyright of NMB (“Contents”) and may not be copied, downloaded, adapted, distributed or published in any way without the prior written consent of NMB. All Contents on the Website (including information and its arrangement) are owned by or licensed to NMB.

In relation to any information or materials which you submit to NMB using the Website, you hereby grant NMB a worldwide royalty-free perpetual license of the copyright and intellectual property rights in such information or materials for any purpose NMB deems appropriate including, without limitation, the copying, transmission, distribution and publication thereof, unless restricted by applicable law. Nothing contained on the Website should be construed as granting any license or right of use of any trademark displayed on the Website without the express prior written consent from NMB.

While accessing, browsing and/or using the Website you must:

• • comply with all applicable laws, regulations and codes;
  •  not impersonate another person or use a false name or email address;
  • not deep-link to and / or frame or use framing techniques to enclose the Website or any part of the Website without NMB’s prior written consent;
  • not modify or attempt to modify all or any part of the Website;
  • not gain or attempt to gain unauthorized access to the Website, the server on which the Website is stored or any server, computer or database connected to the Website;
  • not post, transmit, submit, refer to, make available or link to or from (or authorise or permit any other person to do the same) any material which:
  • is untrue, fraudulent, inaccurate or incomplete; and/or
  • is obscene, threatening, menacing, offensive, defamatory, abusive, causes annoyance, inconvenience  or  needless  anxiety, is in breach of confidence, in breach of any intellectual property rights (including, without limitation, copyright) or otherwise is in breach of or violates any applicable laws, regulations or codes; and/or
  • makes excessive demands for bandwidth; and/or
  • constitutes advertising (unless approved or otherwise authorized by NMB); and/or
  • contains any virus or other harmful code, or which may otherwise impair or harm the Website or our computer systems or any third party computer systems.
    
    

For the avoidance of doubt, NMB shall have sole discretion as to whether any material is in breach of this clause and the Terms and Conditions.

• • At any time and without giving you any advance notice, we may permanently or temporarily and for any reason whatsoever:
  • terminate, suspend or deny your access to the Website (whether in whole or in part); and/or
  • terminate, suspend or deny your access to the registration areas of the Website and/or
  • remove or edit any Content on the Website at any time.
    
    

For the avoidance of doubt, in such circumstances all liability with respect to NMB, its affiliates, directors, employees or other representatives for any loss whatsoever arising from our removing or editing Content and/or your limitation or inability to use the Website (either in whole or in part), is excluded.

NMB reserves all rights not expressly granted under these Terms and Conditions, and no other rights are granted by interpretation, implication, estoppel or otherwise.

• Any contractual or legal relationship between you and NMB will be concluded in English.
• All notices shall be given in writing to NMB or to you at either the e-mail or postal address you provide, if any. Notice will be deemed to have been received 24 hours after e- mail is sent or 3 days after the date of posting.
• Nothing in these Terms and Conditions is intended to or shall operate to create a partnership or joint venture of any kind between us or to authorize either of us to act as agent for the other, and neither of us shall have authority to act in the name or on behalf of or otherwise to bind the other in any way including but not limited to the making of any representation or warranty, the assumption of any obligation or liability and the exercise of any right or power.
• You agree not to make any public statements that assert or imply any relationship with NMB unless you have NMB’s prior written approval.
• If any provision of these Terms and Conditions is found by a court of competent jurisdiction to be invalid or inapplicable, the court should nevertheless endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of these Terms and Conditions remain in full force and effect.
• NMB’s failure to exercise or enforce any right or provision of these Terms and Conditions shall not constitute a waiver of such right or provision. No waiver by NMB of any provision of this Agreement shall be binding except as set forth in writing and signed by its duly authorized representative.
• These Terms and Conditions are fully assignable by NMB and will be binding upon and inure to the benefit of our successors and assigns.
• No waiver by NMB of any breach of these Terms and Conditions shall constitute a waiver of any other prior or subsequent breach and NMB shall not be affected by any delay, failure or omission to enforce or express forbearance granted in respect of any of your obligations.
• The rights and remedies available to NMB under these Terms and Conditions are independent, cumulative and without prejudice to its rights under the law.
• Where the facility is made available to you on the Website, you may send any relevant material (including, without limitation, text, photographs or other images, audio material, films or other moving images) to us. When you send any materials to us for publication on the Website, you do so in accordance with these Terms and Conditions including, in particular, the following:
• You grant NMB a royalty free, worldwide, perpetual and non-exclusive license to use, copy, distribute, publish, syndicate, sub-license and transmit the whole or any part of such material, including without limitation any of the information, details, ideas, concepts and/or formats contained within it, in any manner and in any format and/or media, including, without limitation, archiving and making such material available on the Website;
• Publication of any material you submit to us will be at  our sole discretion and we reserve the right to edit or otherwise amend such materials prior to publication;
• You agree that we may (at our discretion) disclose your identity to any third party
• You warrant to us that any material you submit to us belongs to you and that you own the copyright and any other relevant rights;
• You  warrant  that  the  material  you  submit  is  not:  obscene,  threatening,  menacing, offensive, defamatory, abusive, likely to cause annoyance, inconvenience or needless anxiety, in breach of confidence or any intellectual property right (including, without limitation, copyright) or otherwise in breach of or violating any applicable law or regulation or code;
• You acknowledge that any breach of the warranties set out above may cause NMB damage or loss and you agree to indemnify NMB in full and immediately on demand against any third party liabilities, claims, costs, loss or damage NMB might incur as a result of publishing material you submit to NMB, including consequential losses; and you waive any moral rights in all material that you submit.
• Except as stated below, all copyright and other intellectual property rights that may exist in or over the information, the method of disclosure (including the use of Software in downloading such information via the Website) and the presentation of it (including trademarks, logos, etc.) are NMB’s exclusive property or licensed to NMB.
• You may not copy, reproduce, republish or disclose all or any of the information received from NMB by whatever method without our express prior written approval.
• You may not copy, reproduce, republish, transfer to any other medium or use or adapt or modify, rent, lease, lend or purport to assign the Software or any part of it downloaded from the Website, other than in a way contemplated by these Terms and Conditions, without NMB’s express prior written approval.
• Subject to the other provision of these Terms and Conditions, NMB give you permission to download or retrieve information from the Website provided that such information will not be relied on and will be used only for information purposes only with respect to your personal activities and that you lawfully access the information concerned.
• You may not use, copy, modify, distribute, or reverse engineer any intellectual property licensed to or owned by NMB contained in or accessed through the Website, except as expressly permitted by these Terms and Conditions.
• Whilst you acknowledge that we do not necessarily pre-screen any material that you have submitted to the Website, we reserve the right to remove, at any time and without reason or prior notice or any liability to you, any material that you have submitted. Furthermore, we reserve the right (but not the obligation) to monitor any communications that are made via the Website and you hereby consent to any such monitoring.

COOKIES

ANTI-HACKING PROVISION

You expressly agree not to use this Website in any manner or for any purpose that is prohibited by these Terms and Conditions. In addition, you expressly agree not to:

• use the Website for any purpose that is prohibited by any law or regulation, or to facilitate the violation of any law or regulation;
• use or attempt to use any “deep-link,” “scraper,” “robot,” “bot,” “spider,” “data mining,” “computer code” or any other automated device, program, tool, algorithm, process or methodology or manual process having similar processes or functionality, to access, acquire, copy, decompile, reverse engineer, or monitor any portion of the Website or any data or content found on or accessed through the Website without prior express written consent;
• obtain or attempt to obtain through any means any materials or information on the Website that have not been intentionally made publicly available either by their public display on the Website or through their accessibility by a visible link on the Website;
• in any way bypass or circumvent any other measure employed to limit or prevent access to the Website or its content;
• violate the security of the Website or attempt to gain unauthorized access to the Website, data, materials, information, computer systems or networks connected to any server associated with this Website, through hacking, password mining or any other means;
• interfere or attempt to interfere with the proper working of the Website or any activities conducted on or through the Website, including accessing any data, content or other information prior to the time that it is intended to be available to the public on the Website; or
• take or attempt any action that, in the sole discretion of this Website’s operators, imposes or may impose an unreasonable or disproportionately large load or burden on the Website or such operation’s infrastructure.
   

EXCLUSIONS AND LIMITATIONS OF LIABILITY

All information and/or data on the Website is provided on an “as is” basis. No representations, warranties of any kind are made in respect of the Website or the Content.
The information and/or data on the Website is provided by NMB and NMB’s data providers for your general information only and use and is not intended for trading purposes or to address your particular financial or other requirements. In particular, the information and/or data on the Website:

• does not constitute any form of advice (investment, tax, legal or otherwise); and
•  does  not constitute  any  inducement,  invitation or  recommendation  relating to  any  of  the Products listed or referred to in the Website; and
•  is  not  intended  to  be  relied  upon  by  you  in  making  (or  refraining  to  make)  any  specific investment or other decisions.
  
  

Neither NMB nor any of its data providers or affiliates gives any warranty or guarantee relating to availability of the Website or that the Website and/or NMB’s operation of it, the Content or the server that makes the Website available are error or virus free or free of other harmful components or that your use of the Website and/or the Content will be uninterrupted.

You agree that NMB, its directors, employees, agents or other representatives, data providers or affiliates will not be responsible or liable (whether in contract, tort or otherwise), under any circumstances  for  any  amount  or kind of  loss or  damage  (including without limitation,  any direct, indirect, punitive or consequential loss or damages, or any anticipated loss of profit, loss of profit, loss of opportunity, loss of data, costs and fines and/or any special or incidental damages of any kind) that may result to you or a third party arising from or connected in any way to:

• interruption of business; or
• access or other delays, terminations, suspensions, denials or access interruptions to the Website; or
•  data non-delivery, data corruption, destruction of data or other modification of data; or
•  third party website links on the Website; or
•  reliance on the information contained on the Website; or
•  computer viruses, system failures or malfunctions which may occur in connection with your use of the Website; or
•  any inaccuracies, omissions or misleading, false or deceptive statement in the Content; or
•  events beyond NMB’s reasonable control.
• You will indemnify and will keep indemnified NMB and its data providers and affiliates on demand against all claims, costs, proceedings, demands, losses, damages, expenses (including legal expenses) or liability whatsoever arising directly or indirectly as a result of:
•  any breach of these Terms and Conditions by you; or
•  your fault, negligence or breach of statutory duty; or
•  your use of software robots, spiders, crawlers, or similar data gathering and extraction tools, or any other action you take that imposes an unreasonable burden or load on NMB’s infrastructure (whether owned by, leased or licensed to us) or that of any of NMB’s suppliers; or
•  The Website getting hacked, cyber attacked, data stolen online or compromised, virus/malware infected, infiltrated, and/or compromised in any way shape or form whatsoever.
  

   

   

NMB may also use the personal information you provide or which we collect via this Website for the purposes of:

•  providing  you  with  services  which  you  have  requested  and  notifying  you  about  important changes or developments to these services;
•  updating NMB’s records that relate to you;
•  crime detection, prevention and prosecution;
•  responding to your inquiries and complaints or to process your requests in relation to your information;
•  administering offers, competitions and other promotions;
•  evaluating the effectiveness of NMB’s marketing and for research, training and statistical analysis with the aim of improving NMB’s services; and
•  making the Website easier for you to use and providing you with access to certain parts of the Website.
  
  

NMB may also contact you about Third Party Products and Websites available from NMB, and from selected companies outside the NMB of companies, which we believe may interest you or benefit you. NMB may do this by post or by phone unless you have told us not to; and by email, text or other electronic means if you have told us that we can or as otherwise allowed by law. You may tell us at any time if you change your mind.

Our Website may contain links and banner advertisements to third party websites which are outside NMB’s control and not covered by this Privacy Policy. If you access any third party websites using the links provided, the operators of these third party websites may collect information from you which will be used by them in accordance with their privacy policies, which may differ from ours. NMB do not accept any responsibility for any such third party websites, including without limitation for their accuracy, security, the Products or services which they offer or for any information which is collected through them. You are responsible for reviewing and abiding by the privacy policies and terms and conditions of any such third party websites.

NMB may monitor, record, store and use any telephone, email or other communications we have with you for training purposes, so that we can check any instructions given to us, for crime prevention and to improve the quality of NMB’s customer service.

By using the Website you consent to us using your personal information for the purposes described above. Please note that we do not store your credit card number in NMB’s company database. Online credit card transactions are conducted through a secure payment gateway hosted on a Secure Sockets Layer (SSL) enabled and trusted site.
NMB may run your accounts and provide other services from centers outside the UAE that do not have the same standard of data protection laws as the UAE.

You are responsible for informing us that your personal details have changed: for example, a change of address or to your title. You can do this by logging onto and visiting your personal account / profile page on the Website, or by email inside the Website system.

Nexus Mortgage Brokers – registered as a Mortgage Broker by the Department of Economic Development under License Number 938899 and the Real Estate Regulatory Agency (RERA) under  number 26685.

NMB is NOT engaged in any activity whatsoever except those activities expressly described on the Website. If you have any doubt about the products and services that you may have been offered, please ensure that you enquire with NMB [email protected] in writing.